Meet The Team

Steve Milford

Financial Adviser

I have worked in Financial Services since 2005 and became a Financial Adviser in 2008, initially working alongside my mother, Cilla Milford at PWS Financial Consulting in Liverpool.

I am a more hands-on Financial Adviser who deals with clients financial planning needs as well as the administration of client’s accounts to ensure a seamless process for accountability and reliability.

I have embraced new technology to benefit both clients and the environment to reduce paper consumption within the workplace. 

Depending on the service proposition you require, the first meeting is free (excludes Hourly Rate Proposition) and an opportunity for each of us to get to know one another. You will not decide during that meeting, but you will leave knowing how I can help and how much it will cost.

I offer a full range of services including investment, retirement, protection and inheritance tax planning. I look after 160 clients with over £20,000,000 of funds under advisement and mainly see clients on face to face basis at least once a year.

Qualifications

 CII Diploma in Financial Planning
CII Certificate in Financial Planning
CII Certificate in Discretionary Investment Management
CII Certificate in Life & Pensions
LIBF Level 6 Taxation, trusts and tax compliance (TTTC)
LIBF Level 6 Managing Investments (MANI)

Cilla Milford

Customer Relations

Cilla joined PWS in 2004 to ensure her existing clients were able to be offered independent financial advice from a financial services company. With over 40 years experience in the financial services industry, formerly with Bradford & Bingley and Ludlows in Southport, Cilla continues to be an integral part of the team in a client relationship role.

Southport Office

The Proof is in the Numbers

Over £20m of Client Assets

Over £20,000,000 of client funds under advisement.

Over 40 Years Experience

Over 40 years experience in the financial services industry.

Over 160 Happy Clients

Looking after over 160 clients and their financial needs.

Our Service Propositions

Full-Service Proposition

Initial Fee
Initial fees range from £600.00 to £1,500.00.

However, there may be additional fees for trust work and defined benefit pension transfers.

On-Going Service
1.00% annual fee which will determine the level of the service proposition provided.
Reviews and Updates
Annual reviews and meetings are dependent on your service proposition.

Regular updates and investment portfolio fund rebalancing if market sentiment changes.

Transactional Proposition

Initial Fee
Initial fees range from 2.50% down to 1.00% depending on the amount invested.

However, there may be additional fees for trust work and defined benefit pension transfers.

On-Going Service
No on-going service provided.
Reviews and Updates
Cost of annual reviews and meetings dependent on the number of tax wrappers.

No regular updates, agreed fees only cover annual review.

Hourly Rate Proposition

Initial Fee
Initial fees are costed at a rate of £195.00 per hour.

However, there may be additional fees for trust work and defined benefit pension transfers at a rate of more than £195.00 per hour.

On-Going Service
No on-going service provided.
Reviews and Updates
Annual reviews are costed at a rate of £195.00 per hour.

Investment into one fund solution only.

No regular updates, fees only cover annual review.

Contact Information

 

PWS Financial Consulting, Hesketh Mount, 92-96 Lord Street, Southport, PR8 1JR

Monday to Friday 9.00am to 5.00pm

01704 504383

info@pwssp.co.uk

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