by Nick Grogan | Mar 12, 2022 | Personal Finance |
We all have heard the phrase ‘Humans are creatures of habit’. However, do habits help or hamper us when we think about money? Habits are behaviours and preferences we develop based on our views and belief systems. They are mental shortcuts or scripts that help us to...
by Nick Grogan | Mar 1, 2022 | Personal Finance |
It goes without saying that war is a humanitarian tragedy. We are not ignoring this, but many may worry about the impact of war on their planning and their portfolio. We will not aim to give any geopolitical or strategic commentary. That is not, and never will be, an...
by Steve Milford | Feb 28, 2022 | Personal Finance |
There is no doubt that a Russian invasion of Ukraine would have spooked global financial markets and oil prices. This is evident in how the global stock markets fell on Thursday (24 February) while oil prices rocketed. On Friday (25 February), the markets recovered....
by Nick Grogan | Feb 24, 2022 | Personal Finance |
Inheriting a sizeable pension can dramatically alter a lot of financial plans. So how should someone make sense of the options available and use this money wisely? What is an inherited pension? When someone dies with money in a pension pot, this will usually pass down...
by Nick Grogan | Feb 23, 2022 | Personal Finance |
Last year the government revealed new proposals for funding long-term care. At the time, much was made of the point at which someone needing to pay their care costs in full increasing to £100,000 and the overall cap on care costs being £86,000. The Government made out...
by Nick Grogan | Feb 11, 2022 | Personal Finance |
Following a financial plan and staying disciplined can be challenging. A good start can be with what someone shouldn’t be doing with their finances. Not having an Emergency Fund An emergency fund underpins a solid financial plan. We advise our clients to hold at least...