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Where we have provided links to third party websites for further information, you should be aware that we are not responsible for the accuracy, availability or functionality of these sites, and thus cannot be held liable, directly or indirectly, for any loss however caused by your use of these linked sites.

Smart Money Guides

Smart Money December 2022

Smart Money November/December 2022

As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household finances is taking its toll. But it is essential to try to maintain a savings habit even in the current climate. On page 10 we look at the impact breaks in pension contributions could mean to savers by missing out on thousands of pounds in future that will mean less income during retirement.

Investment Guides

July & August 2020 eSmart Money Brochure Issue

Guide to Investment Diversification

In our Guide to Investment Diversification, we consider why diversification is an important part of investing. In practical terms, diversification is holding investments that will react differently to the same market or economic event.

PWS Financial Consulting Southport

Guide to Investment Insights

Welcome to our Guide to Investment Insights. Coronavirus (COVID-19) is impacting societies and markets around the world. As concerns over the pandemic continue to dominate headlines, cause volatility in the market and subsequently shake confidence……..

Retirement Guides

July & August 2020 eSmart Money Brochure Issue

Guide to Planning my Retirement

Are you ‘mid or late-career’ or planning to retire within ten years? If the answer’s ‘yes’, then you probably want to know the answers to these questions: ’Will I be able to retire when I want to? Will I run out of money? How can I guarantee the kind of retirement I want?’

Protection Guides

July & August 2020 eSmart Money Brochure Issue

Guide to Life Insurance Protection

The terrifying daily death tolls resulting from the coronavirus (COVID-19) pandemic outbreak may be causing many of us to think about our own mortality, particularly if we’re responsible for a family or business loans.

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