Your Journey with PWS Financial Consulting
Helping you plan, protect, and grow your wealth with confidence.
Your Financial Journey with PWS Financial Consulting
Independent Financial Adviser Southport
At PWS Financial Consulting Southport, we see financial planning as a lifelong partnership — one built on trust, understanding, and clear communication. We believe that great financial advice isn’t about one-off transactions, but about guiding you through every stage of life with confidence and clarity.
Our client journey is designed to make the process transparent and straightforward from the very beginning. We take the time to understand what truly matters to you — your goals, ambitions, and concerns — and then create a personalised financial plan that evolves as your life and priorities change.
As your Independent Financial Adviser in Southport, we work alongside you to help you make informed decisions, adapt to new opportunities, and stay in control of your financial future. Every step is structured, proactive, and entirely centred around your needs — giving you peace of mind and confidence at every stage of your journey.
Your Journey with PWS Financial Consulting
At PWS Financial Consulting Southport, we see financial planning as a lifelong partnership — one built on trust, understanding, and clear communication. We believe that great financial advice isn’t about one-off transactions, but about guiding you through every stage of life with confidence and clarity.
Our client journey is designed to make the process simple and transparent from the very beginning. We take the time to understand what truly matters to you — your goals, ambitions, and concerns — and then create a personalised financial plan that evolves as your life and priorities change.
As your Independent Financial Adviser in Southport, we work alongside you to help you make informed decisions, adapt to new opportunities, and stay in control of your financial future. Every step is structured, proactive, and completely centred around your needs — giving you peace of mind and confidence at every stage of your journey.
1. Initial Meeting - Understanding You
Your journey begins with a friendly, no-obligation meeting where we take the time to get to know you — your goals, current circumstances, and what matters most to you. This helps us understand your priorities and how we can best support your financial objectives.
2. Analysis – Assessing Your Position
We then carry out a detailed review of your financial situation, analysing your income, assets, liabilities, and future plans. This stage allows us to identify opportunities, assess risks, and establish the best route toward achieving your goals.
3. Recommendation – Creating Your Personalised Plan
Based on our analysis, we develop a tailored financial plan with clear, independent recommendations. We’ll explain our advice in plain language, ensuring you fully understand your options and feel confident in your decisions.
4. Implementation – Putting Your Plan into Action
Once you’re happy with our recommendations, we’ll take care of the implementation — from setting up investments and protection policies to arranging pensions or other financial products. We manage the details so you can focus on your future.
5. Review – Keeping You on Track
Financial plans should evolve as life changes. Through regular reviews, we’ll ensure your strategy stays aligned with your goals, market conditions, and any changes in your personal circumstances — giving you continued clarity and peace of mind.
Where you need investment advice, this involves the following steps:
Firstly, we look at what type of investor you are.
This includes a thorough assessment of the level of investment risk you are willing to embrace and are financially equipped to handle, considering your overall financial goals and circumstances.
We also evaluate your confidence in making financial decisions, which is crucial in determining the best investment strategies tailored to your needs and preferences.
Next, we evaluate and determine your investment strategy.
Most of our clients invest in one or more of our Evidence-Based Portfolios, a range of independent portfolios designed by experts to maximise investor returns and build lifelong wealth for our clients.
We can look at the marketplace to recommend an alternative where our Evidence-Based Portfolios are not suitable for you.
Finally, we ensure you stay in the right investment.
Everything changes, and we must regularly review what is right. We do not just regularly reassess the marketplace. We continuously reassess our understanding of our clients and their circumstances too.
A second area where we can help a lot is the less tangible (but no less valuable) area of behavioural coaching. We help guide our clients towards better decision making and stay focused on their priorities.
Risk Warning
The value of investments can fluctuate, and you may not recover the full amount initially invested. Past performance is not indicative of future results.
Investments should be considered over the longer term and should align with your personal circumstances and risk tolerance.